Pecuniary Insurance

Protection for your financial interests

Business

Interruption

This policy can be taken complementary to a basic property policy like Fire and Allied Perils, Property All Risk or Machinery Breakdown. The Business Interruption policy covers the Loss of Gross Profit sustained by an organisation due to reduction in turnover following a loss or damage because of the operation of an insured event /peril.

Careful consideration needs to be given while selecting the sum insured (also known as estimated gross profit) to ensure that all necessary components have been included. The period of interruption for which the policy would pay also needs to be decided on carefully.

Based on the nature of ones' business this cover can be tailored and extended to cover customers' premises, supplier's premises etc.

Fidelity

Guarantee

In today's world even with the most stringent controls and systems, organisations may sustain heavy financial losses due to dishonest acts of its employees.

Such financial losses sustained by your organisation due to acts of fraud by employees can be covered by this insurance.

The Fidelity Guarantee policy provides cover against such eventualities.